VA vs. FHA vs. USDA Loans: Which Is Best for First-Time Home Buyers?
VA vs. FHA vs. USDA Loans: Which Is Best for First-Time Home Buyers?Buying your first home is exciting—and a little overwhelming! With so many mortgage options, it can be tough to know where to start. Three of the most popular choices for first-time buyers are VA, FHA, and USDA loans. Each has uniqu
Seller Contribution to Buyer Closing Costs: What You Need to Know
When you’re buying a home, the list of expenses can feel overwhelming—down payment, inspections, appraisals, and then those mysterious closing costs. But did you know that sometimes, the seller can step in to help cover those closing costs? Let’s break down what this means, why it happens, and how i